1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

How do you invest your money?

Discussion in 'Off Topic' started by Andy.N, Dec 12, 2012.

  1. Andy.N

    Andy.N Well-Known Member

    Curious if you guys put your money to work to get a return that beats the inflation rate or you just leave it all in the bank earning 0.01% APY ;)
  2. melbo

    melbo Well-Known Member

  3. Edrondol

    Edrondol Well-Known Member

    Married with 2 kids. I don't have money to invest.
    ristis, Dan, Goodspeed and 6 others like this.
  4. MattW

    MattW Well-Known Member

    Married with no kids......I just buy lots of stuff I don't really need
    intradox and CyclingTribe like this.
  5. DaKat

    DaKat Well-Known Member

    I own a forum and therefore have no money. Or free time. Or a life. :LOL:
    Mazinger, Volion, intradox and 3 others like this.
  6. vVv

    vVv Guest

    lol that's me haha. however, when i had specific content on my forum for my niche, the memberships were booming and probably made about 250.00 in first two weeks, and 1,xxx something at end of month. Was going okay for few months, then got hit with mr nasty murphy's law and it all went to shyt sigh. can't win for losing these days lol.
  7. Digital Doctor

    Digital Doctor Well-Known Member

    I'm on the Freedom 55 Freedom Pinebox plan.
    I'm going to retire when it's time for the pine box.
    vVv likes this.
  8. Andy.N

    Andy.N Well-Known Member

    Suck to be in that situation, if you are serious ;)
    I guess the question applies to everyone, not just people who run forum as a ft job or side project. If you have no liquid equity, the question is moot.
  9. EQnoble

    EQnoble Well-Known Member

    Well liquid equity is simply money in the till that hasn't been spent or allocated yet...that being the case that would also apply to anyone. Anyone who buys anything for leisure or entertainment is investing liquid assets into something to enrich their time on earth technically speaking.

    So even this....
    is an example of investment under his own description.

    I personally invest in the future...however any explanation beyond this vagueness will null any potential value of my investments so the portfolio is off the table I am afraid ;) .
  10. Sheldon

    Sheldon Well-Known Member

    Worlds gonna end in 9 days, does it matter....? o_O

    /runs out of thread :whistle:
    intradox and M@rc like this.
  11. craigiri

    craigiri Well-Known Member

    Stocks, bonds, tech, real estate.....
    (someday you too will be old - and hopefully better off)....

    I have averaged about 10% per year since 2003.

    Heck, I'm so old I'll be able to start taking money OUT of my IRA (retirement plan) soon.
  12. craigiri

    craigiri Well-Known Member

    More specific for those who want a bit better of a return - a mutual fund or ETF (JNK) which owns hundreds or thousands of corporate high yield (so-called Junk Bonds) is something I like. They tend to return 5 to 7% and the chances of default is slight when looked at over the hundreds of bonds they hold.

    Certain oil and gas MLP's or a mutual fund of same - these usually yield 6-8%. They are basically staid businesses that own things like oil and gas pipelines and charge "rent" for transporting the stuff.

    Diversify - don't put all eggs in the same basket!
    Andy.N likes this.
  13. D.O.A.

    D.O.A. Well-Known Member

    I'm mid thirties with no kids, if I could turn back the clock I'd invest in some children because I want someone to paint my house for free this time

    "here's a brush, make daddy proud* grabs a beer and puts on football
  14. Kim

    Kim Well-Known Member

    money... money what is this mysterious thing you talk of?
  15. Edrondol

    Edrondol Well-Known Member


    Teenaged son: "Dude! I'm playing video games! Here, let me take 2 days to paint a 1 foot x 1 foot square while *****ing the entire time."

    Teenaged daughter: "But daddy! I'm hanging out with my friends at the mall all day! Can I have some money?"
    intradox and Digital Doctor like this.
  16. RickM

    RickM Well-Known Member

    I dont invest mine. It just sits in the bank, collecting a huge interest rate of 0.00000000000000000000000000001% :LOL:
    Andy.N likes this.
  17. whynot

    whynot Well-Known Member

    ...and the bank charges only $5 per month for it... :)
  18. RickM

    RickM Well-Known Member

    Nope, not in the UK. You don't pay for a standard bank account here.
    Luke F likes this.
  19. Andy.N

    Andy.N Well-Known Member

    In the US, you have free checking accounts as well but those are becoming harder and harder to get as banks trying to eliminate it. You need at least a minimum balance to not pay fee.
    The point is your money sitting on the banking earning nothing or less than inflation rate mean that your money is losing value as time passes.
    The rich will invest money elsewhere. The poor will have no money to invest. The middle class will have little money and few opportunities to invest.

    If you only have 10-20K, you can't put them all into a long term investment. There are emergency money, etc.

    Tough, tough ;)
  20. Dinh Thanh

    Dinh Thanh Well-Known Member

    I would like to invest my money to XenForo Ltd.

Share This Page