Moneybookers is skrill now.
Playspan is a good payment gateway for communities. It offers 100+ payment methods. There is no XenForo addon though.
Western Union Pay is a nice one as well. Its Western Unions rival for Paypal.
Just LOL! 2CO is still living in the last century with their outdated payment options.
2CO does not support a large number of popular payment methods.
How about mobile payments? Half the net is on mobile now. They need to be able to pay with their phone credit.
How about online bank transfer? That's the main payment method in 30 countries. 2CO doesn't support any of them.
Debit Cards? Asides from the US ones, where are Carte Blue, Mister Cash, Postepay and vpay?
Credit Cards? Asides from the US ones where are Carta Si, Cabal, Dankort, Euro6000, Hipercard, Italcred?
How about the 19 major e-wallets? In various countries such e-wallets are the main online payment option.
Gift cards & vouchers? How about 7-eleven, cashU, myCard, OneCard, Oxxo, Paysafecard, UKash?
A good payment service provider will allow your customer to use most of the payment methods above. This will allow you to receive more payments.
You do have to go through their acceptance process which is not easy to get through BTW. But that's the case with many PSPs.
And how do you consider it a scam? Been around longer than any of the other money exchange services by far . It's actually an extremely easy way to send funds. Sure I use to see fraudulent Western Union checks often at the bank but that wasn't Western Unions Fault by any means. It's simply some scam artist reprinting fake checks with their name on it which happens to all institutions.
If I were to send you money via Western Union, you could walk into any pick-up location and walk out with the cash in hand, literally zero fallback on you(buyer just needs to realize there's no charge-back process/refund unless the recipient agrees to send it back).