As for Fred's comment. I haven't had a HD fail at all for over 10 yrs. If you take care of them you'll be fine. But yes, you should still keep a backup somewhere. My data is usually small enough that I can burn it on a disc.
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I've had drives fail, but memory fails more often. SSD isn't a mechanical drive which are actually more tolerant of electrical spikes; its memory. Either way your advice about backups is spot-on, but far too many companies have adequate backups, and even fewer still do random, periodic restores to verify their media.
I know I haven't had a mechanical drive fail on me in over 10 yrs.
I purchased 2 500Gb Seagate barracudas and placed them in a Raid 0, within 6 months 1 drive died, and the other died3 months after.I've lost count of how many of my mechanical drives have failed over the years.
Now I only ever buy Seagate (no failures so far) and keep multiple backups of everything...just in case.
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