PayPal Alternatives

[DaveM]

I see PayPal has changed how it accepts payments. The member making the Donation now has to do a number of other actions before the money is released to you.



So does anyone use a different payment method that is popular with your members?

 

[BassMan]

Stripe is great.

 

[jb9826]

I buy things online all the time and i've seen people move away from paypal to stripe. I have avoided paypal for years and still avoid paypal and if someone is selling things and i have to use paypal. I won't buy it.

I haven't had issues with stripe but i signed up to them years ago and wow they required crazy amounts of personal information.

I've used Bitcoin for years now. Money comes directly to me and no third party required. The average person has stated to use Bitcoin finally but most still have no clue how to use it.

 

[MySiteGuy]

This Paypal issue is not across all forums. It has much to do with your account history, and sometimes the buyer's history. Calling something a "donation" can cause extra hoops to jump through too, especially if you're not a registered charity, or they are getting something in return like added features (because that makes it not a donation but a purchase).

I use both PayPal and Stripe, and have no problems with either. PayPal, unlike Stripe, doesn't make me wait for my money. Bitcoin I have found there's usually one of three reasons someone wants to pay with it:

1. They want to offload what they have to some sucker other person because it's too volatile.
2. They either obtained the funds illegally, or something else sketchy is going on.
3. They want to hide (and I'll never do business with someone like that).

I have had only one occasion that was legit with Bitcoin, that I accepted it. They didn't have PayPal in their country. They didn't have a large enough limit to make a payment with their company credit card (it was a $3000+ purchase) so we couldn't use Stripe. And their banking system didn't support ACH payments.

Yes, Stripe is going to ask for information, they are more like a traditional merchant account than a personal payment processor like PayPal, Google Pay, etc.

 

[Suzanne O]

Stick with paypal.

Stripe is too difficult to use.

Bitcoin is a scam.

 

[007]

Hi,

any other alternatives for PayPal?

My issue is that PayPal won't recognize donations anymore and issues payment to tax bodies on its own.
They also ignore my emails and protest.

Thanks,
Mike

 

[philmckrackon]

Hi,

any other alternatives for PayPal?

My issue is that PayPal won't recognize donations anymore and issues payment to tax bodies on its own.
They also ignore my emails and protest.

Thanks,
Mike

I use both PayPal and Stripe. How you word payments can affect how transactions are reviewed.

 

[Seeker-Smith]

Stripe is great.

Until they close your account and you have to wait a year to get your balance.

 

[digitalpoint]

Until they close your account and you have to wait a year to get your balance.

Same can be said with any payment service. PayPal can close your account as well (and keep your funds in some cases). Basically if you are relying on a third party for payments, you are beholden to them/at their mercy.

 

[Rhody]

We offer both options (Stripe actually accepts about 10+ methods, not just visa/mc. It does things like Apple Pay, Venmo, Cash app, Wire Xfers, etc It can even do paypal via stripe, but i didnt enable that yet), and most people go with Stripe. I had to rename our packages so they no longer contain the word donation, and now call them premium memberships.

I think Paypal only does that for new accounts that are being scrutinized for an initial period. I took both a Paypal and a Stripe in the past week, and both paid out within 3 days without me doing a thing. Another one yesterday for a $1200 banner ad, that should hit the account Friday.

 

[007]

anyone using them https://www.zeffy.com/ ? Seems to be a donation platform.

 

[Suzanne O]

Hi,

any other alternatives for PayPal?

My issue is that PayPal won't recognize donations anymore and issues payment to tax bodies on its own.
They also ignore my emails and protest.

Thanks,
Mike

i'm using paypal's donation button.
It works well. It's a widget that uses html.

 

[Rhody]

They probably want to make sure companies accepting donations are legitimate 501c entities with the IRS. They must have had some issues in the past.

 

[007]

They probably want to make sure companies accepting donations are legitimate 501c entities with the IRS. They must have had some issues in the past.

I guess that should be fine.
But what about privat persons doing privat stuff and getting support from privat users to support the running costs of a community?

I bet all solutions we know will be infiltrated and we can not run this "donation" based model anymore.
Not every private person intends or can declare as non-profit organization.

 

[Rhody]

That's why I re worded it to be a premium account.

 

[philmckrackon]

That's why I re worded it to be a premium account.

I don't use the word 'donate' as it may be flagged. 'Contrubute' is my go-to.

 

[DragonByte Tech]

Hashtag late but I use Stripe exclusively, and have setup PayPal via Stripe. If there's a dispute, I can handle most of it via Stripe (only need to go to PayPal if the claimant is answering my responses to the initial claim).

Stripe has a much better dashboard UI, and Stripe's handling of currency conversion is much more sane than PayPal too.

With XF 2.3, the Stripe Checkout experience is much better at actually finalising a sale compared to pure PayPal.