I've been having a very long topic on the subject on another site. And the topic was basically the OP was saying how some people are good with money and others are not. It also continued on how the economy has changed. I thought it would be interesting to see people's thought on it. Just how well do you think you're good with money? For example, I pay about $100 for phone service, for the whole year. That includes home phone and cell phone. That's not my monthly bill, but rather the whole bill for 2011, 2012, and I would suspect if nothing changes 2013 as well. My cable bill with Internet and TV is $420, for the whole year (not monthly). So total all my digital communication Cell phone, home phone, TV, Internet is only $520 for the whole year. I pay more in a months rent than I do on those utilities for a whole year. I've got it worked out so that I basically pay my bills in January and thats it... I'm done for the year. Everything else is extra. And I'm not claiming to be a wealthy man, just someone who has figured out how to balance my books. So just how well do you think you're good with money? And why do you think some people are better with it than others? If you believe yourself good with balancing your books, how do you think you learned that skill?