Time to update my ratings. As soon as you get in touch with the brilliant developers behind it and you get used with the add-on, you truly understand the potential of this wonderful script and all the hard work behind it. It works out-of-the box and gives a great improvement to a community, involving users much more!
Best add-on I've seen for credits. Let me add to this that it took me a while to understand how it works but only because the add-on is deep, heavily configurable with a ton of options. Luckily the developer and the community using it is not only engaged and helpful but patient! Developer pushes out quick updates derived from the community feedback received, is open to considering areas of improvement and has solid integrity in keeping the code and feel best in class. GREAT community engagement add-on that works with third party add-ons and is just remarkably flexible. Great addition to any community site.