I would assume any banking check is a check with the issuing bank and they will presumably have ID checked the person opening the account - so the bank are in a position to tell them if you are over 18?
As long as they have a global one you're good I guess. I suspect the first stage check my supplier (VerifyMyAge) are using. I don't know how well their solution will work for a global audience yet.
Yes. 80p per check (noting that since paypal has fees what I have to charge is higher to break even). So far the lowest fees I've found from asking companies are about 25p and the highest about £1.25. However so far it's only VeryifyMyAge and Stripe who I've found that seem to offer a pay as you go model. Also worth noting that that the contract with VeryifyMyAge requires them to be the sole Age-Verification supplier. So whilst I've started looking at Stripe just to see what it's like (thinking maybe more people will know them and maybe trust them?) I'd not be able to use both - it is also the more expensive option (£1.25)
My implementation It's all sitting ready, but I'm not yet forcing anyone to use it just yet for two reasons - firstly just waiting on VerifyMyAge to get to the bottom of the email notifications issue (they always seem to send out an email and I'm not sure if I want that - since the email template at present can't be edited and it's very product purchase orientated) and second I'm working out the neatest way to "grandfather" in some of our existing userbase (it's a tiny site and a lot of the users know others in person, and are well over 18). How good VerifyMyAge will be long term I don't know. I think all age-verification services will be a barrier to membership full stop and I'm not sure exactly how much difference it will really make.
Appreciated. Interesting looking at AgeGo - I'd not even come across the Digital Economy Act (2017) - given that apparently required porn sites to have age verification in place back then I think we can see how heavily things like this are really policed. Although to be fair maybe a "over 18 checkbox" was enough - I've not read the act.
The only clue about pricing for Lucidti was this:
So presumably it's not a PAYG model? I see the WP plugin is available so might glance at the code.
As an aside I was thinking this morning were Ofcom really serious about this from the POV of actually making a difference they would have contacted the companies/groups that make forum software. It was obvious from day one that forums would be under the rules. There are a handful of more serious competing products in the market (think Xenforo, vBul, phpBB, etc, etc). Why not start up a dialog with XF Ltd (etc) and figure out what areas are likely to be needed and then help to fill/fix those areas ahead of the legislation.