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Mod read please.

#1
So, when I go to pay with my debit card and I know it has enough $$$ inside of it.. You guys are saying my credit card cannot be used for this payment?
 

Amaury

Well-known member
#3
You also seem to be contradicting yourself. You say you're using your debit card, but they're rejecting your credit card.
 

Kirk

Well-known member
#4
You also seem to be contradicting yourself. You say you're using your debit card, but they're rejecting your credit card.
Could be a debit card with credit card features. For example the bank i'm using gives these debit cards with visa on it.
 

Mr Lucky

Well-known member
#8
They can share features though. I have a Debit card that can be processed as credit, and often is, despite there being no associated credit line with it.
Totally off topic but what's great idea, a card that defaults to debit but switches to credit when it's used up your available funds
 

Mr. Goodie2Shoes

Well-known member
#9
It annoys me when people mix up Credit & Debit cards, they're very, very different.
Not really... credit means you can buy stuff even if you don't have enough balance in your account and for debit you can't...
VISA, MasterCard, AMEX are just different services the bank uses to provide the cards...
So yeah, features will be different for a VISA card and a MasterCard... but the basic features are the same for all cards that are VISA... Of course the bank can choose which Tier (silver, gold, platinum) card can have what feature...
 

Liam W

Well-known member
#10
Not really... credit means you can buy stuff even if you don't have enough balance in your account and for debit you can't...
VISA, MasterCard, AMEX are just different services the bank uses to provide the cards...
So yeah, features will be different for a VISA card and a MasterCard... but the basic features are the same for all cards that are VISA... Of course the bank can choose which Tier (silver, gold, platinum) card can have what feature...
What the flip is a tier? I'm sorry, but a Visa Debit card is completely different to a Visa (and the banks round here issue Visa Debits practically everywhere with the bank account, fully chipped and pinned).

Here's a major difference: You can have a debit card from 11 years of age, as you're not borrowing money, you have to be 18 to get a credit card.

They can share features though. I have a Debit card that can be processed as credit, and often is, despite there being no associated credit line with it.
That's because they both use the same technology, and use the same system to process (specifically Visa or Mastercard).

It's why I could go to the US and use my debit card without issues.