1. This site uses cookies. By continuing to use this site, you are agreeing to our use of cookies. Learn More.

Mod read please.

Discussion in 'XenForo Pre-Sales Questions' started by Faked, Jul 21, 2015.

  1. Faked

    Faked Member

    So, when I go to pay with my debit card and I know it has enough $$$ inside of it.. You guys are saying my credit card cannot be used for this payment?
  2. Kirk

    Kirk Well-Known Member

    Amaury likes this.
  3. Amaury

    Amaury Well-Known Member

    You also seem to be contradicting yourself. You say you're using your debit card, but they're rejecting your credit card.
  4. Kirk

    Kirk Well-Known Member

    Could be a debit card with credit card features. For example the bank i'm using gives these debit cards with visa on it.
    Amaury likes this.
  5. Liam W

    Liam W Well-Known Member

    It'd be a Visa Debit then.

    It annoys me when people mix up Credit & Debit cards, they're very, very different.
    Neal and Kirk like this.
  6. Slavik

    Slavik XenForo Moderator Staff Member

    Please use the contact form so we can assist further:

    Contact Us | XenForo

  7. Daniel Hood

    Daniel Hood Well-Known Member

    They can share features though. I have a Debit card that can be processed as credit, and often is, despite there being no associated credit line with it.
    Steve F and Kirk like this.
  8. Mr Lucky

    Mr Lucky Well-Known Member

    Totally off topic but what's great idea, a card that defaults to debit but switches to credit when it's used up your available funds
  9. Mr. Goodie2Shoes

    Mr. Goodie2Shoes Well-Known Member

    Not really... credit means you can buy stuff even if you don't have enough balance in your account and for debit you can't...
    VISA, MasterCard, AMEX are just different services the bank uses to provide the cards...
    So yeah, features will be different for a VISA card and a MasterCard... but the basic features are the same for all cards that are VISA... Of course the bank can choose which Tier (silver, gold, platinum) card can have what feature...
  10. Liam W

    Liam W Well-Known Member

    What the flip is a tier? I'm sorry, but a Visa Debit card is completely different to a Visa (and the banks round here issue Visa Debits practically everywhere with the bank account, fully chipped and pinned).

    Here's a major difference: You can have a debit card from 11 years of age, as you're not borrowing money, you have to be 18 to get a credit card.

    That's because they both use the same technology, and use the same system to process (specifically Visa or Mastercard).

    It's why I could go to the US and use my debit card without issues.

Share This Page