Add-on Individual Albums


So, apologies if this is in the wrong place, but I figured it's the best place to start. I'm looking for an addon which allows people to upload pictures into their threads, and host them on my server, and create albums etc but that only the indiviual can alter, without having to sign up for an external service and copy the links over to paste into their threads. If such a thing exists, and is (preferably) free, I would love it if someone could link me :) I don't know a great deal about xF any more, kinda fallen off the wagon since the beta was launched...

Many thanks in advance folks :)