let me tell you this, if i want to use the eccomerce Dragonbyte module the payment option is depended from Xenforo payment profiles , in the case i want to sell a physical product and my forum user want to to the order and pay later on the phusical store , or send the money to the store owner...
i can not understand why this simple option ( i remember i was using this on smf as a standart option like 10 years ago) is not implemented on the XenForo system and we have to buy a plugin for this.... it realy make no sence.