With Google Checkout, that wouldn't be problem.Now, do the math on business that receive tens of thousands of dollars per month. After all the fee and the nuisance of payment holding, it is easy to see for some business it makes little sense to use paypal.
If you have an account upgrade and offer instant access to a download, services, private section, etc and Paypal decide that your members are too risky and they want to hold the money, there is nothing you can do about it. It's not the money involved, it's the level of services that you and your members suffer because of a third party services.
I know the majority of people here aren't doing anywhere near this revenue level to see the difference.
I love 2CO (also known as 2 Check Out). I have an old account with them... By old, I mean my account number is more lower toward the single or double digits. Been with them for a very long time.I will be offering 2CO, Google Checkout, and Moneybookers in addition to Paypal on my site this week. Just waiting on the final setup from Moneybookers. I find they all have similar fee's based on sales goals, however only Paypal allows you instant access to your funds via a debit card (which for those with a Paypal Business account, it actually earns 1% per transaction).
Google Checkout processes eChecks A LOT faster than Paypal. They directly withdraw on the account check issued and so you normally get it the same day (I had to wait 2 days once).Seems to be the case! I'd love to replace Paypal, but whatever I switch to would absolutely have to have a great subscription / recurring billing system. I wouldn't survive without one. That and the all important gateway support for XF of course
Anyone know if the whole 'no waiting / no holds' stuff on Google Checkout also applies to eChecks? eChecks via Paypal almost always take 10 days to clear. Isn't this due to the bank and not paypal? If so not sure how google would get around this.
YESAll of this discussion points to the same thing: we need wider support for payment gateway in XF.
I wish there was a viable alternative to PayPal.
Google Checkout - works only with US and UK businesses, so I can't use it.
2Checkout - works only in USD, but I'm mostly using EURO. A while ago they have added possibility of switching to EURO, but I found out the hard way (by losing quite a lot of money) that its bull****. When customer pays, 2co converts money to USD, then when money is sent to my bank it is converted back to EURO, but they apply different conversion rates to those internal transactions that are different by about 10%, so in addition to 2co fees I lose additional 10% to currency shenanigans.
Seems to be the case! I'd love to replace Paypal, but whatever I switch to would absolutely have to have a great subscription / recurring billing system.
Yes, they do accept payments from many countries, but they accept sellers only from 2 countries. In contact information on signup form there are only 2 countries available for selection.Google Checkout does work outside of The USA and UK. It also accept payment from Russia, Indian, China, Japan, and the list goes on....
The Ukraine (as with you) is a problem for everyone.... Even paypal.
If you're in the U.S. They ripped the debit card right from under our feet in Canada, with the sole explanation of "we felt they weren't providing the best experience for those who used them". (can you spot the bullsh**?) My card expires in April 2013, so I can still use until then, but will not be able to renew it. That's just insane....Paypal allows you instant access to your funds via a debit card.
My guess is they've done an IP check on you and are giving you a standard replyYes, they do accept payments from many countries, but they accept sellers only from 2 countries. In contact information on signup form there are only 2 countries available for selection.
Weird. This is what I see:My guess is they've done an IP check on you and are giving you a standard replyView attachment 32409
Seller Availability
Merchants with a U.S. or U.K. business address and bank account can sign up to use Google Checkout. U.S. merchants must also have either of the following:
- A Social Security Number (optional) and valid credit card
- A Federal Tax ID/Employer Identification Number (EIN)
I use to be just like you.... Seriously....I'm going to be one of those pro-Paypal people. I run quite a few thousand a year through Paypal and have been been using them for years. The only trouble I ever had is a couple years ago it took Paypal a few months to replace a lost debit card.
Transfers to my bank take 1 business day. If I put in a transfer on Monday afternoon the money will be there Wednesday morning. My PP account is backstopped by my checking account. I do most of my online transactions through my Paypal debit. If Paypal doesn't have enough to cover a transaction, they automatically transfer from my bank account the difference next business day with no fees. It's always worked flawlessly.
When I read they horror stories I always wonder why. The only time PP held money on me was an eBay transaction when I was new to eBay which wasn't a big deal.
Well there's your problem, you live in CanadaIf you're in the U.S.
edit: actually, that page is correct. After searching Google's documents I found this:
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