£200 excess. I've decided to go with that quote, was paying that more or less 4 years ago for third party fire and theft on another car with same engine size 1.4 and value. So I can't complain really, if anything it's a better deal being fully comp as well. There was only £4 difference with Ensure between going 3rd Party/Fire.Theft and Fully comp, but you get windscreen cover, legal cover, and replacement car thrown in extra also fully comp.
It's more or less the figure I expected to pay, was looking for. Dropping excess to £100 bumps up price to £390.